Cultivate offers 2 options for your business to choose from. Speak with a Partner Success Agent if you would like assistance in choosing the right program.
The Cultivate Cash Discount Program is the next evolution of processing. It allows you to offset your merchant service fees without increasing your sale price. It is done by passing a service fee to all customers while giving a discount to those who pay with cash.
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100% Legal
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Available in all 50 States
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Receive the full profit of each transaction
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Zero Fees
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Cash-back Rewards
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Instant Funding
Retail
- With our software a small service fee is incorporated in all transactions.
- Your customer is rewarded by receiving a 3.99% discount if they pay with cash.
- This fee is then discounted for CASH paying customers, but is collected on transactions that are paid with credit or debit cards.
- Your business then receives the full profit of the transaction just like if it were a cash transaction. At the end of the month, you will have ZERO processing fees.
- Cultivate will provide the signage letting your customers know you are implementing a Cash Discount in your location. The signage is small and will be placed at the entryway and register. It simply informs them that your in store prices are cash discounted.
Restaurant
- You will increase your menu prices by 3.99% and put a small note on the bottom of your menu saying; “Our restaurant is a cash discount restaurant, pay with cash and receive a 3.99% discount.”
- Your server will let your customer know they can receive a 3.99% discount if they pay with cash.
- This menu price increase is then discounted for CASH paying customers, but the menu increase doesn’t change with credit or debit cards.
- Cultivate keeps the 3.99% menu increase, and your business then receives the full profit of the transaction just like the cash transaction. At the end of the month, you will have ZERO processing fees.
- Cultivate will provide the signage letting your customers know you are implementing a Cash Discount in your location.
We know you will love our Zero-Fee with Cash Back program. However, if for some reason you want to switch to a traditional program, try it out our Zero-Fee program for 3 months first so you receive your cash back.
Then if you are not satisfied with Zero-Fees and Cash Back, we will transition you to a traditional program. Cultivate will match and beat your old processing rates.
For those who do not have a merchant statement or are a new business, we will simply put you on a flat 2.55% and $.10 per transaction.
Our flat rate program applies to all cards.
