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Take a look at our website and you'll quickly understand who we are and what we are doing. We're an advocate for all businesses and have their best interest in mind.

You will not regret your decision and your business will soon be even more profitable.

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Step 1 Fill out our application online or request a call from a representative.

Step 2 Cultivate assigns you an account representative.

Step 3 Have a quick phone call with your representative to find the perfect equipment type for your business.

Step 4 Sign the agreement your account representative sends you via Docusign.

Step 5 Cultivate reviews your agreement to verify your business and credentials.

Step 6 Within 5 to 7 business days you’ll receive a welcome packet and terminal if you are not ordering a Point of Sale System.

Step 6.5 If we are integrating with your existing Point of Sale, we will be in contact with your technician to make the switch.

Step 6.75 If you ordered a custom POS we will need to collect your menu and inventory lists, depending on the POS type, it could take upto 10 to 20 business days.

Step 7 Your Account Representative will call you to help install your equipment and teach you how to use the equipment.

Join the First Reward Program of its Kind

Below is the basic information we will need to create your month-to-month program*, we will be contacting you for pictures of:

   -Business License
   -Drivers License (Front and Back)
   -Voided Check
   -Store Front

PLEASE NOTE, for your protection, we will not ask for your SSN or EIN.

This will be requested in the DocuSign from our Processing Department.  

All Required Fields

*Some programs have a 3 or 4 year lease agreement. This is non cancellable and separate from our processing agreement.
When you review your equipment option with your account representative they will fully discuss equipment purchase and lease options.

We also have solutions for those who are stuck in a contracts, are paying for equipment they are not using, or are overall stuck in a bad situations.

Client Testimonial

"Cultivated payments is a game changer. I was a little skeptical about how our customers where going to respond to a surcharge/service fee, but our customers have been very supportive about the change. Due to COVID-19 being a small business owner has become very difficult, but being able to recoup that small percentage of the service fee from Cultivated Payments has made a big impact with sales. The Customer support is great, all my questions were answered right away, and i know that if i have any problems they would be resolved promptly. If you have not thought about changing your merchant service provider, I highly recommend you looking into Cultivate Payments and start saving money right away."

-Christa Monkeys Subs Owner