In a historically confusing industry, our program is simple to understand and you won't receive any surprises.
How Our Program Works
When a customer pays for a good or service, they are given the usual payment options; Card, Cash or Check. If they choose to pay with a credit card, a small 3.75% service fee will be added to their bill. This allows Cultivate to cover the cost of accepting the credit card and allows your business to gain the full profit of the transaction.
When choosing cash or check, no fee will be added.
This is a win win to everyone involved. The merchants processing fees are covered and customers are still gaining the convenience of being able to use their card.
Your customer purchases $25 worth of goods.
At check out, they notice a sign that discloses a 3.75% service fee on all credit card transactions.
The customer has cash, but is trying to earn airline miles for a vacation they are going on next year and chooses to use a credit card anyway.
The 3.75% service fee is automatically calculated into the total.
The total paid is $25.94 versus the $25, if they had paid with cash.
At the end of the night, your business receives the full profit of the goods and that customer received their airline miles.
Simple as that.
What type of business do you have? With thousands of merchants already using this product, you can be confident that this solution will work for you. If you don't see your industry on the list, contact us and we will let you know if we have a solution for you
AC & Heating
Child Care Services
Lawn Care Services
Gym/ Yoga Studios
Supported by the PAXSTORE open software distribution platform, within which payment service providers create and manage their own independent appstore marketplaces. The PAX A920 is the world's most elegantly designed and compact secure electronic payment terminal powered by the Android operating system.
The A920 comes with a large high definition tablet color display and a thermal printer that is neatly hidden so as to maximize screen usage for customer facing transactions. A wide range of advanced connectivity options are supported, as well as built-in NFC contactless, electronic signature capture and huge memory to enable exceptionally fast processing of applications.
PCI PTS 5.x certified, SRED I Android Operating System I 5-Volt Charging Port I 4G / 3G / WiFi / Bluetooth I Dual Camera, 1D & 2D Scanner I Elegant Back Lighting
FEATURES & BENEFITS
Improve and modernize your checkout by installing the stylish new E500 Integrated Smart Terminal solution from PAX Technology. The E500 is ideal for Soft-Goods and Hospitality merchants requiring a cost effective and space saving solution that provides a comprehensive Point-of-Sale solution – combining Electronic Cash Register (ECR) and secure electronic payment functionality.
ECR functionality is provided by a Merchant facing, large screen Android tablet. Electronic payment is handled by a integrated Consumer facing PCI PTS 5.x certified Q20 PED terminal that includes a 4.3” color touch screen and supports all types of payment functions including Magnetic Stripe, Smart Card, Contactless and Barcode / QR code reading. An integrated printer and multiple wired and wireless communication options round out the E500 Smart terminal solution.
The E500 is supported by PAXSTORE, which is an open software distribution platform that allows payment service providers to create manage their own independent application store marketplaces.
Next Generation Electronic Cash Register Solution I All-in-One Integrated Solution I Tablet, Printer, PED, Ports I Modular Design I Seamless User Experience I PayDroid Powered by Android.
FEATURES & BENEFITS
The E600 is our most versatile and integrated smart POS that is redefining the payments process in-store and at restaurants. With its unparalleled design, the all-in-one terminal transforms the customer experience with its flexibility for purchases over the counter or onthe-go from table to table.
Elegance is everything in store, yet cash registers never made for a stylish checkout experience, until today. PAX’s E800 is a visually striking game changer. It is ideal for any customer-focused setting, such as retail, restaurant, and hospitality. With dual screens for both customer and merchant, the E800 streamlines every sale and enhances the customer’s experience.
Integrated Smart POS
New Generation Electronic Cash Register Solution All-in-One I Housing Unit: Tablet, Printer, PED, Ports I Modular Design Seamless User Experience I PayDroid Powered by Android.
FEATURES & BENEFITS
Auto brightness adjustment for main display
WiFi, Bluetooth, Ethernet, 4G + 3G + 2G (optional)
Accurate and efficient
QR code payment Super-fast printer, up to 150 mm/s
Flexible power charging options
Supports WiFi probe function
Multiple port peripherals
Rules and Regulations
The uniqueness of our program requires all businesses to abide by the following card brand standards. If not followed, the account can be shut down by Visa and Master Card.
Cultivate will ensure you are abiding by all rules and regulations, in addition to providing you the necessary material and notifying the Card Brands on your behalf.
If you live in Colorado, Connecticut, Kansas, Maine, Massachusetts, or Oklahoma, we cannot set you up on our program.
"Cultivated payments is a game changer. I was a little skeptical about how our customers where going to respond to a surcharge/service fee, but our customers have been very supportive about the change. Due to COVID-19 being a small business owner has become very difficult, but being able to recoup that small percentage of the service fee from Cultivated Payments has made a big impact with sales. The Customer support is great, all my questions were answered right away, and i know that if i have any problems they would be resolved promptly. If you have not thought about changing your merchant service provider, I highly recommend you looking into Cultivate Payments and start saving money right away."
-Christa Monkeys Subs Owner