eCommerce
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- Cultivates payment gateway gives you all the features to run your business, accept payments and keep your data secure.
- These powerful gateways process over $68 billion a year in payments for over 1,975 technology partners and over 200,000 merchants.
Restaurants/ Bars/ QSR
Lets connect your POS to your website.
- Cultivates payment gateway gives you all the features to run your business, accept payments and keep your data secure.
- These powerful gateways process over $68 billion a year in payments for over 1,975 technology partners and over 200,000 merchants.

Key Features
Virtual Terminal
Swipe cards or key in payment details over the phone or through mail order from a browser.
Reporting Capabilities
Get detailed insight into transactions and use the Transaction Search tool to find exactly what you’re looking for.
Third-Party integrations
Access over 165+ processor integrations and a growing list of 175+ shopping cart integrations.
QuickClick Shopping Cart
Quickly and easily integrate a website to the gateway with QuickClick, our native shopping cart solution.
Recurring Billing
Bill customers on a regular basis by establishing a recurring billing schedule.
Transaction Routing
Automatically determine which MIDs to route transactions to based on active routing directives using a single gateway account.
Batch Processing
Upload files to the platform and process large volumes of transactions all at once.
Product Manager
Enter and manage product SKUs and keep inventory organized with our unified product database.
Gateway Emulator
Easily migrate from other gateways without having to rework or reprogram software or applications.
Flexible Integration Methods
Full customization and control over accepting payments within your own mobile applications and software with our diverse APIs and SDKs.
Payer Authentication
Validate the cardholder is actually the shopper, prevent fraud and protect against unauthorized transactions.
Fraud Prevention
Outsmart fraudsters with iSpyFraud, our rules-based fraud prevention tool, to screen suspicious transaction activity and stay one step ahead of fraud.
QuickBooks® Plug-In
Process transactions, create appropriate accounting entries or mark transactions as paid right within the QuickBooks® environment using our SyncPay tool.
In-Store Application
Start accepting in-store payments with our lightweight SwIPe point-of-sale application along with the compatible EMV certified card readers.
Electronic Check
Accept and process electronic check payments directly from your online storefront or through the Virtual Terminal.
Account Updater
Ensure uninterrupted payments, particularly those with recurring payments, by seamlessly updating card-on-file account information.
Electronic Invoicing
Invoice customers right in their inbox and enable them to submit payment with just a few clicks.
Level III Processing
Process payments with extended transaction data and pass on the enhanced data to the payment processor, giving you the best chance to qualify for optimal interchange rates.
Mobile Applications
Accept EMV card payments on a phone or tablet with our iProcess turnkey mobile applications for Apple and Android devices.
PCI Compliance
Become and stay PCI compliant with, CertifyPCI, our web-based assessment.
Get Started with no Up-front costs today!
Cultivate has made it super simple for you to get started with no money out of your pocket.