eCommerce

ZERO-FEES ECOMMERCE

Upgrade your Website to a Zero-Fee with Cash Back Program.

• Cultivates payment gateway gives you all the features to run your business, accept payments and keep your data secure.
• These powerful gateways process over $68 billion a year in payments for over 1,975 technology partners and over 200,000 merchants.

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Restaurants/ Bars/ QSR

Lets connect your POS to your website.

• Cultivates payment gateway gives you all the features to run your business, accept payments and keep your data secure.
• These powerful gateways process over $68 billion a year in payments for over 1,975 technology partners and over 200,000 merchants.

Key Features

Virtual Terminal

Swipe cards or key in payment details over the phone or through mail order from a browser.

Reporting Capabilities

Get detailed insight into transactions and use the Transaction Search tool to find exactly what you’re looking for.

Third-Party integrations

Access over 165+ processor integrations and a growing list of 175+ shopping cart integrations.

QuickClick Shopping Cart

Quickly and easily integrate a website to the gateway with QuickClick, our native shopping cart solution.

Recurring Billing

Bill customers on a regular basis by establishing a recurring billing schedule.

Transaction Routing

Automatically determine which MIDs to route transactions to based on active routing directives using a single gateway account.

Batch Processing

Upload files to the platform and process large volumes of transactions all at once.


Product Manager

Enter and manage product SKUs and keep inventory organized with our unified product database.


Gateway Emulator

Easily migrate from other gateways without having to rework or reprogram software or applications.


Flexible Integration Methods

Full customization and control over accepting payments within your own mobile applications and software with our diverse APIs and SDKs.


Payer Authentication

Validate the cardholder is actually the shopper, prevent fraud and protect against unauthorized transactions.


Fraud Prevention

Outsmart fraudsters with iSpyFraud, our rules-based fraud prevention tool, to screen suspicious transaction activity and stay one step ahead of fraud.

QuickBooks® Plug-In

Process transactions, create appropriate accounting entries or mark transactions as paid right within the QuickBooks® environment using our SyncPay tool.


In-Store Application

Start accepting in-store payments with our lightweight SwIPe point-of-sale application along with the compatible EMV certified card readers.


Electronic Check

Accept and process electronic check payments directly from your online storefront or through the Virtual Terminal.


Account Updater

Ensure uninterrupted payments, particularly those with recurring payments, by seamlessly updating card-on-file account information.


Electronic Invoicing

Invoice customers right in their inbox and enable them to submit payment with just a few clicks.


Level III Processing

Process payments with extended transaction data and pass on the enhanced data to the payment processor, giving you the best chance to qualify for optimal interchange rates.


Mobile Applications

Accept EMV card payments on a phone or tablet with our iProcess turnkey mobile applications for Apple and Android devices.


PCI Compliance

Become and stay PCI compliant with, CertifyPCI, our web-based assessment.


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Get Started with no Up-front costs today!

Cultivate has made it super simple for you to get started with no money out of your pocket.

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