866.374.5885

Hemp & CBD Processing

Welcome to Cultivate Payments, your trusted partner in cannabis, hemp, and CBD financial solutions. We stand as a beacon of reliability and legality with a platform tailored to the unique needs of industries specializing in: retail, e-commerce, ACH, telephone orders, wholesale, and delivery sectors.

Our commitment to legal compliance ensures a secure foundation, providing uninterrupted operations and tailored solutions for every business sector.

Banking Compliance

Unlike many banks that freeze and hold funds, our financial partners are dedicated to supporting the CBD and Hemp industry without compromising your business operations. At Cultivate Payments, we believe in transparency and reliability. Our banks work seamlessly with various cannabinoids, providing you with the assurance that your funds are secure and accessible.

Exclusions: HHC and THCO

While we strive to accommodate a wide range of cannabinoids, it’s essential to note that our banks cannot work with HHC (Hexahydrocannabinol) and THCO (Tetrahydrocannabiorcol). This transparency allows you to make informed decisions about your financial transactions within the regulated boundaries.

2 options for this program:

  1. Zero Fee Option- Pass on a 4% fee
  2. Traditional fees- inital consult needed

Here are a few other points:

  • Approval in as few as 5-7 business days
  • No reserves with good financials
  • No shut downs
  • Fully Compliant
  • Wholesale/ Distribution friendly
  • Full reporting access to track real-time transactions and deposits. 
  • Support 7 days a week
  • Operates in respect to all PCI Standards  

Existing POS?

With our bank partners, we will more likely be able to integrate so you can use your existing!

Required Docs

  • Voided check
  • 3 months most recent credit card processing statements (unless startup)
  • Articles of Incorporation or Organization (Full Articles must be submitted. Cannot accept partially complete Articles)
  • Operating Agreement (For LLCs only) OR By-Laws for Corporation
  • EIN letter from IRS
  • 3 months most recent business bank statements (Full bank statements required)
  • Copy of ID for the owner(s) listed on the application (Required for all owners with 25% 
  • ownership in the company)
  • Lease (Office Space) OR Utility Bill for Physical Address (in business name or owners name)
  • COA’s for products sold (less than 1 year old, preferred heavy
  • metal and pesticide testing).

Monthly Volume over $100K

  • (2) Years Tax Returns
  • Year to Date Financials

E-commerce

Website Requirements

  • Proof of domain ownership submitted

Items on your Website

  • Certificates of Analysis
  • Photos of ALL products being sold 
  • Pricing for ALL products
  • Privacy Policy 
  • Refund/Return Policy
  • Shipping Policy 
  • Terms & Conditions
  • Visa & MasterCard logos
  • FDA Disclaimer (See below)

FDA DISCLAIMER (for your website):
The statements made regarding these products have not been evaluated by the Food and Drug Administration. The efficacy of these products has not been confirmed by FDA-approved research. These products are not intended to diagnose, treat, cure or prevent any disease. All information presented here is not meant as a substitute for or alternative to information from health care practitioners. Please consult your health care professional about
potential interactions or other possible complications before using any product.

E-Commerce

2 options for this program:

  1. Zero Fee Option- Pass on a 4% fee
  2. Traditional fees- inital consult needed

Here are a few other points:

  • Approval in as few as 5-7 business days
  • No reserves with good financials
  • No shut downs
  • Fully Compliant
  • Wholesale/ Distribution friendly
  • Full reporting access to track real-time transactions and deposits. 
  • Support 7 days a week
  • Operates in respect to all PCI Standards  

Seamless Website Integration

At Cultivate Payments, we streamline your online payment experience through seamless website integration. Leveraging trusted gateways such as Auth.net or NMI, connecting the API with your website is a straightforward process.

 

Contact

30 N Gould St Suite R

Sheridan, WY 82801

(866) 374-5885

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