Cannabis Processing & Banking

We acknowledge the challenges you face in securing both legitimate card processing and affordable banking in the cannabis industry. What sets us apart is transparency. By openly acknowledging our clients’ products, we provide assurance that you won’t encounter shutdowns or common issues faced by many other companies. Our proven cannabis solution has stood strong for 12 years without any complications, offering you peace of mind and reliability.

Cannabis Point of Sale Integrations

For dispensaries mandated to use Biotrack or METRC point of sale for reporting, Cultivate Payments seamlessly integrates with various systems to enhance your operational efficiency. Our full and partial integrations cover popular platforms such as:

  • Blaze
  • Treez
  • Origin Scale
  • Acadia (specifically for ACH transactions)
  • Flowhub
  • Dutchie

This flexibility ensures a smooth and cohesive experience, allowing you to choose the system that best aligns with your dispensary’s needs while benefiting from our comprehensive payment solutions. If you are using a POS that is not listed, rest assured that we are continually expanding our compatibility list. In the meantime, you can easily run our hardware as a side terminal, ensuring seamless payment processing for your dispensary.

Cannabis Debit Solution

2 options for this program:

  1. Pass on a $3.50 fee – Zero fees to you
  2. Pass on a $4 fee – Zero fees to you, with an added benefit of receiving $0.50 for every transaction, paid out on the 26th of each month.

Here are a few other points:

  • Approval in as few as 24 hours
  • We will use your existing Dejavoo terminals or provide them
  • Ready to start Transacting within 3-5 business days
  • Full reporting access to track real-time transactions and deposits. Speeds up EOD batch reporting & EOM reconciliation.
  • Support 7 days a week
  • Transactions need to be in increments of ten
  • Operates in respect to all PCI Standards  
  • Customer pays surcharge
  • No processing fees
  • No integration w/ POS necessary
  • Budtender Tips
  • Terminal Delivery Options

Cannabis Banking Details

Monthly Fee:

  • $250
  • $100 if $5k balance with >15 ACH deposits


  • $0 Application Fee & $500 minimum deposit required
  • Cash and Check Deposits Accepted
  • ACH/ Wires Accepted
  • Deposit and wire fees apply and will be dicussed before onboarding.
  • Corporate Debit Cards are included for employees with optional limits & 24/7 Online Access


Paybotic Financial is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC.

Cannabis Banking Required Documents

  • Articles of Organization
  • EIN Letter
  • Trade Name Report (required if using a DBA)
  • Operating Agreement/Minutes
  • Financials (1 of the following):
    • 2022 Tax Return 
    • Balance Sheet & Income Statement
  • Business Policy and Procedure Manuals (1 of the following):
    • Employee Handbook
    • Operations Manual 
    • Compliance and/or risk management policies
  • Property Title or Lease Contract
  • State-Issued Cannabis License
  • Certificate of Insurance:
    • General Liability
  • POS Contract


30 N Gould St Suite R

Sheridan, WY 82801

(866) 374-5885

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