The New Era of Merchant Processing


Years In The Business

Sales Partners

Message from our Founder

“Welcome to Cultivate Payments, where I proudly lead a team committed to reshaping the payment processing landscape. As the CEO, our mission is clear: to empower businesses through transparency, advocacy, and innovative solutions. At Cultivate, we revolutionize payment processing with zero fees, dedicated Partner Success Agents, and non-manipulative programs, ensuring your success is our priority. From cash back rewards to easy API integrations, we are more than a service provider – we are your strategic ally, dedicated to a future where businesses thrive and partnerships flourish. Join us on this journey, as we cultivate success together.” – Jason Frank, CEO


Explore the diverse range of services provided by Cultivate Payments, offering tailored custom programs and straightforward flat fee processing solutions designed for specific industries. Schedule a call with a dedicated Partner Success Agent today to discuss personalized custom programs that align with your unique business needs. Alternatively, choose from our industry-specific flat fee programs to streamline your payment processing. Cultivate Payments is committed to providing flexible solutions that empower your business – schedule your consultation now.

Traditional Businesses

Whether you’re a traditional business like an auto mechanic, restaurant, roofing, HVAC, or a hunting and fishing guide, Cultivate Payments has you covered. Explore our fantastic flat fee and custom programs, along with options for Point-of-sale, mobile units, or traditional terminals. Click here to discover your pricing and equipment options.

Hemp & CBD

In the Hemp or CBD Industry? We understand the processing challenges. Cultivate Payments provides a transparent banking solution, ensuring peace of mind for our clients with no shutdowns or held funds.

Cannabis Processing & Banking & Cash Advances

Are you operating in the cannabis industry and facing challenges securing a bank account and stable processing? Click here for a tailored solution.

Become a Cultivate Referral Partner or ISO

Join us as a Sales Partner at Cultivate Payments. With 16 years of industry expertise, we recognize that an exceptional processing department empowers our ISOs and referral partners to concentrate on a single goal – assisting business owners in saving money and fostering business growth without the hassle of payment processing obstacles. Allow us to handle all the backend paperwork, terminal deployments, and customer service, enabling you to focus on signing up new businesses today!


Followed through with everything they have told me they would do. I highly recommend them. 

Lee Williams

AB Automotive

After talking to a ton or merchant processors, we chose Cultivate Payments. They not only understand our business, we also trust them with our money. They have been nothing but honest and helpful every step of the way.

Diane Nicole

The ER

Cultivate is an incredible company that’s focus is on being an advocate for the merchant. The Founder and CEO Jason Frank is a man of extreme integrity. You cannot go wrong when you do business with this company.

A young businessman with smartphone, excited by good news.

Drew Davidson, CEO



30 N Gould St Suite R

Sheridan, WY 82801

(866) 374-5885

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